Want to Transfer Property Into a Trust — But There’s a Mortgage? 🏠 Here’s what you need to know. If your property has debt on it ... 💥 You can’t just transfer it into any structure without consequences. Why? Because of something called the Due-on-Sale Clause. Most mortgages include this clause: ⚠️ It gives the lender the right to call the loan due in full if the property is transferred to a 3rd Party without their consent. But here’s the good news. 👇 There’s a legal workaround built into fede