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Not every financial decision has to be about getting the best return on your investment. Yes, be smart with your money, make a plan and stay within your budget. But if you can afford something that’s going to make your life better or create memories with your family, it’s okay to spend the money! Building wealth is important, but so is enjoying the life you’re building along the way. ♥️
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TikTokrachelcruze
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Billionaires legally avoid paying large amounts of income tax by using a few smart financial strategies. Instead of taking a traditional salary, many are paid in stock options, which aren't taxed the same way as regular income. When they need cash, they borrow against their stock as collateral instead of selling it - since loans aren't considered taxable income, they avoid paying taxes on that borrowed money, a strategy widely known as
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