A Roth IRA is an individual retirement account that you fund with after-tax dollars. While you don't get a tax break now, your contributions and investment earnings grow tax-free.

Nov 14, 2025 · There are several types of IRAs, including traditional IRAs and Roth IRAs for individuals, which offer different tax advantages.

Jan 5, 2026 · Our deep, independent analysis of Roth IRAs cuts through the details to find and evaluate the information investors want most.

Jan 9, 2026 · The main difference between a traditional SEP IRA and a Roth IRA (or a Roth SEP IRA) is that traditional SEP IRAs offer tax-deferred growth on your investments, while Roths give you tax-free ...

Here are the basics on seven types of IRAs to help you decide which one (or ones) will deliver the most financial advantages.

A provision in the Secure 2.0 Act allows employers to offer a Roth version of the SIMPLE IRA. Like other Roth IRAs, there is no immediate tax deduction for contributions to a SIMPLE IRA, but ...

Opening a Roth IRA is simple, but there are a few considerations to look into first, such as whether you're eligible, how you'll select your investments and how much you plan to contribute.

Our Roth IRA limits break down the income brackets for contributions. If you earn too much to contribute directly to a Roth IRA, you can also look to a backdoor Roth IRA strategy.

There's a lot to like about Roth IRAs, including tax-free withdrawals in retirement. But the accounts do have some cons, such as no upfront tax break, and income limits for contributing.

Sep 29, 2025 · If you already have a traditional IRA, there's a good chance you can open a Roth IRA with the same institution. But if you still need to open an account, here's how to open a Roth IRA.