The credit rating system can feel like a mysterious force, controlling your financial fate. A high score can pave the way for ...

Understanding the difference between a credit score and a credit report is essential for financial health. While a credit ...

Overdue student loans can once again affect credit scores, making it harder to rent or buy a home or car, but there are steps ...

If a child under 18 has information on their credit reports, that could be a sign of identity theft. They should not have ...

BAKERSFIELD, Calif. (KERO) — Starting April 1st, landlords with units above 16 must allow tenants to report positive rental payments to credit bureaus. This law aims to help tenants, especially those ...

Federal student loan borrowers should start repaying their loans so as not to affect their credit scores. A pause on credit ...

Federal student loan borrowers should start repaying their loans so as not to affect their credit scores. A pause on credit reporting ended Jan 1.

During the mortgage process, lenders evaluate a potential homeowner's credit to determine their borrowing capacity and the ...

Understanding the major credit bureaus can help you make smarter financial decisions, snag better loan terms and even spot ...

On March 11, 2025, the New York County Civil Court issued an injunction under the New York Fair Credit Reporting Act (NYFCRA) barring a landlord ...

If you’re concerned about the privacy of your personal information, the best way to protect yourself is to put a “fraud alert ...

Credit score myths often go unquestioned, leading many to accept them as facts. However, widely held beliefs about this important financial concept can be misleading. Understanding the truth is the ...