Discover what a factor rate is and how to calculate it.

Looking ahead to 2026, the Fed’s own median projection or “dot plot” suggested there would be only one additional 25 basis ...

If you're planning to borrow from your home's equity, it's important to know what could be coming for rates soon.

HELOC rates declined considerably in 2025. Here's what's considered to be a good one now, at the start of 2026.

The average long-term mortgage rate rose to 6.16%, mortgage buyer Freddie Mac said Thursday. That’s up slightly from 6.15% ...

Everything Americans thought they knew about personal finance was upended when the Federal Reserve started aggressively ...

ARMs are at their highest levels since 2008 — yet while post-crisis reforms made them less predatory, they aren’t without ...

Most Fed officials currently estimate that the long-run neutral rate falls between 2.5% and 3%, but roughly 4.5% to 5% when ...

Angelica Leicht is a seasoned personal finance writer and editor with nearly two decades of experience but just one goal: to help readers make the best decisions for their wallets. Her expertise spans ...