My Oak Partners practice is a useful source of inspiration for the column, serving such a wide variety of investors and families with unique planning needs, I figure if I ...

If the original Roth IRA was open for at least five years, you can withdraw the funds tax-free. Otherwise, earnings are taxable. Inherited Roth IRA rules for nonspouses.

These EDBs all qualify for the stretch IRA, but they are not all alike. For example, those who inherited from someone who died before their RBD can also elect the 10-year rule.

If you are the spouse of the original account owner, you can roll over an inherited IRA into your own IRA. If you're a non-spouse beneficiary, you must cash out the assets in the inherited IRA ...

Naming IRA Beneficiaries . After inheriting an IRA, a beneficiary’s naming of their own beneficiary or beneficiaries is just as important for non-spouses (and spouses) as it was for the original ...

Assets in the original IRA must be transferred into an inherited IRA in the beneficiary’s name. Additional contributions cannot be made to the inherited IRA but the funds remain tax-deferred.. f ...