The best savings accounts on the market pay 5% or better—offering the highest rates available in over two decades. Start earning a great return today, before rates fall.

If you're considering investing in a CD, you might look at this other cash equivalent instead.

You can get up to 5.25% with today’s top CD rates from leading banks and credit unions. Maximize your savings with these ...

Today's best CDs offer APYs as high as 4.75%. APYs have fallen since the Fed's September rate cut, and they're likely to keep ...