Learn how claims-made insurance policies provide business coverage for late-filed claims, and compare them with occurrence policies to make informed decisions.

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you ...

A business owner's policy is a packaged insurance policy that includes general liability coverage and property insurance ...

CheapInsurance.com reports that standard homeowners insurance excludes earthquake coverage, which varies by state.

An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...

Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and ...

Long-term care (LTC) is an insurance policy add-on that can help pay for certain long-term care costs that health insurance, Medicare and Medicaid don't cover. That could include anything from ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Find out more about its costs and special features.

An untold number of life insurance policies worth millions of dollars go unclaimed every year because loved ones either fail to file a claim or the policy itself is lost or forgotten. When a family ...