One nice thing about Roth IRAs, as opposed to traditional IRAs, is that you're not forced to take required minimum ...

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to ...

Key Points Roth IRA contributions can be withdrawn anytime without taxes or penalties. Converted Roth IRA funds are tax- and penalty-free after five years from Jan. 1 of the year of the conversion.

In our latest Ask the Editor round-up, Joy Taylor, The Kiplinger Tax Letter Editor, answers five questions on inherited IRAs.

A taxpayer whose individual retirement account was paid to the government under a criminal court order did not have taxable income as a result, the Sixth Circuit held, reversing the Tax Court.

Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...

A Roth IRA conversion ladder is a multiyear strategy that allows you to tap your retirement account without penalty before reaching age 59½. When you do a Roth IRA conversion, you must wait at ...

Things To Know Before InvestingInvesting in a Gold IRA presents both opportunities and considerations for retirement planning ...

Drawing money from the IRA to pay the tax will result in an additional tax bill, and a penalty if you're under age 59-1/2. Before you jump into a Roth conversion, make sure you understand the ...

If you withdraw earnings before 59½ or before five years, you may owe taxes and penalties. However, you can withdraw your ...

I’m now writing to you for advice a second time. I’m 51, still married, 25 years now, and still residing in Maryland. My ...

Another option you can look at is claiming early Social Security. You'll face a permanent reduction in benefits if you don't ...