Fact checked by Vikki Velasquez One of the great things about individual retirement accounts (IRAs) is that they can significantly grow your retirement savings, even with modest contributions. But you ...

RMDs: Beginning at age73 (or 75 if you were born in 1960 or later), you must begin taking RMDs from your 401 (k), even if you ...

Fact checked by Suzanne Kvilhaug When an unexpected financial crisis hits, an emergency fund is the ideal safety net to cover surprise expenses. However, an alternative—and sometimes the only ...

Keeping one's retirement assets in cash not only means that workers are losing out on the potential long-term gains, but are also eroding the value of their savings due to inflation. Among IRA ...

"If you take out $130,000 you’re going to owe approximately — let’s say just you and your husband make $60,000 a year…You ...

Historically, an IRA, or individual retirement account, is a retirement savings option that you access of your own accord — unlike, say, employer-sponsored options like 401(k) plans or pensions.

More than one million workers have “auto-IRA” retirement accounts, a milestone in the effort to boost 401(k) and IRA savings in America.

Saving for retirement can be very difficult for married spouses who stay home to care for family or otherwise have little ...

An IRA or 401(k) can help you supercharge your retirement savings. We'll help you pick one or opt for both.

For many small business owners, setting up an employee retirement plan is expensive, complex, and requires federal filing they’d rather not deal with. A SIMPLE IRA is a retirement savings ...