Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to recover financially as quickly as possible.

Under normal circumstances, IRAs can’t be transferred or gifted to a new owner, but divorce is an exception. IRAs can be ...

Many Americans in their peak earning years worry about being able to afford retirement. Here are some strategies to make sure you have enough to retire.

Fact checked by Vikki Velasquez One of the great things about individual retirement accounts (IRAs) is that they can significantly grow your retirement savings, even with modest contributions. But you ...

Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost ...

While Vanguard's newly released "How America Saves" yearly report reveals that Americans' 401 (k) savings rates are at record ...

Thinking about changing jobs? New data reveals that many employees leave money in old 401(k) plans, often unaware of the fees ...

I’m now writing to you for advice a second time. I’m 51, still married, 25 years now, and still residing in Maryland. My ...

Social Security privatization refers to a proposal that shifts the current government-run system to one where a portion of ...

A certified financial planner breaks down barriers employees face in accessing retirement plans and saving enough.

"You have to be able to plan for retirement that will last for potentially 30 years," says Rita Assaf, vice president of ...

If you're self-employed or working part time, your path to retirement likely looks different. But part-time work or ...