FICO said it'll start including buy now pay later in credit scores. That could hurt the growing share of users who are ...

Learn the key factors that affect your credit score and how to improve them in this comprehensive guide. Senate Approves ...

Freedom Debt Relief reports that credit utilization affects scores; keep it under 30% for better credit health and check ...

Although credit bureaus have collected this data for three years, it's only now being factored into assessments of consumer ...

Not sure how a FICO score vs. credit score affects you? Find out which one matters most for credit approvals and interest rates.

The current average auto loan interest rates across all credit profiles range from 5.25% to 15.77% for new cars and 7.13% to 21.55% for used cars.

Effective ways to improve your credit score and boost financial health in India in 2025. In India a credit score is an extremely important indicator of an individual’s financial health.

Finally, credit cards can help you to boost your credit, so the OP who already has a pretty good score could take it from good to great. As long as you don’t charge more than 30% of your ...

A credit score of 670 and up is usually considered good. If yours is lacking, there are several ways you can work on improving it.

A Reddit user is concerned about getting a new credit card because he doesn’t want to damage his 800 credit score. You can get a new card without long-term damage to your credit if you do it right.

This paper presents a comprehensive machine learning approach for credit score classification, addressing key challenges in financial risk assessment. We propose an optimized CatBoost-based framework ...