Key Points Dave Ramsey has said that a high credit score doesn’t equal financial success. Ramsey is right that having good credit alone doesn’t mean you are in a good place when it comes to your money ...

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

What is the simplest way for renters to make on-time housing payments count toward a credit file? A HelloNation article ...

After a 25-year monopoly of credit scoring home loans for mortgage giants Fannie Mae and Freddie Mac, FICO finally has some competition. VantageScore, owned by the three major credit bureaus Experian, ...

Fannie Mae has announced it will be scrapping the minimum credit score requirement of 620 for loans submitted through its Desktop Underwriter engine. The change comes into effect this weekend and ...

It’s time for a reality check on turkeys. Grocery bills have risen higher over the past few months, and many Americans are worrying about the cost of Thanksgiving. To help, some retailers are offering ...

Starting Nov. 15, Fannie Mae is eliminating its 620 minimum middle credit score requirement for purchase and refinance home loan credit decisions. Fannie is following Freddie Mac’s lead from several ...