Removing accurate and timely information from your report is generally not possible. This is true for hard inquiries as well, ...

FICO said the introduction of this scoring represents a significant shift, as lenders catch up with consumers’ growing ...

Improving your credit after taking a hit isn’t always easy, but it’s doable. It depends on what happened, how long it’s been, ...

From checking your credit score too often to carrying a credit card balance, we're taking the mystery out of how credit ...

What credit score do you need to get the best deal on a car lease? Here’s how your score affects the lease terms, and why the magic number tends to be 700.

The credit repair industry is full of scams, so be sure to vet a company’s track record before signing up for any services or ...

Although prequalification is not a substitute for preapproval, it can be a way to shop around for a mortgage without a hard ...

July is the perfect time to review your financial health, starting with a thorough check of all account balances.

Assess monthly expenses and select a card that aligns with spending habits to maximize benefits and minimize fees, ensuring responsible use and budget adherence.

When you apply for a credit card, the issuer completes what is known as a hard inquiry, or hard pull, on your credit report. Each hard pull temporarily lowers your credit score by a handful of ...

If you don't fall within the excellent credit range, check out our roundup of the best cards for bad credit (scores below 580), fair/average credit (580 to 669) or good credit (670 to 739). CNBC ...

Citi Flex Plan is a service that lets Citi credit card holders tap into their line of credit in creative ways. With Citi Flex Pay, cardholders can split a large purchase into fixed monthly payments.