For some, ULIPs may seem like complex products, with the market-linked returns, fund choices, and different kinds of charges. And trying to mentally guess what your investment might grow into after 10 ...

Life insurance is a contract between you and an insurer. You pay regular premiums, and in return, the insurer pays a sum ...

Term insurance secures family finances by replacing income, covering debts, and funding future goals. A ₹2 crore cover offers ...

Today, the mortgage interest rate on a 30-year fixed mortgage is 6.16%, according to the Mortgage Research Center, while the ...

Discover how the Investment Income Ratio evaluates insurance profitability through net income vs. premiums. Learn its benefits and calculation methods.

Discover what a buyback ratio is, how it benefits shareholders, and impacts company value. Learn about its role in company strategy and investment choices.

FOR many the state pension is a crucial part of their retirement plan, so it is important to be aware of any mistakes that ...

An accident can change daily life in an instant. Beyond the immediate shock, people often face medical appointments, time away from work, and unanswered questions about responsibility and compensation ...

Before you file your returns and settle with the Treasury Department, you need to know a few things about your own financial ...

A portfolio of U.S. TIPS can serve as a “more flexible but still relatively safe” alternative to annuities, Merton says. TIPS ...

Streamlining operations, a tighter grip on costs and a proper renumeration package are among key changes a young ...

To be eligible, you need to be under the income phase-out thresholds; while the IRS has not yet finalized the exact ...