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you need to calculate your RMD using a Joint Life Expectancy Table. The calculation includes your age and your spouse’s age, which can result in longer life expectancy, which can also reduce ...

you need to calculate your RMD using a Joint Life Expectancy Table. The calculation includes your age and your spouse’s age, which can result in longer life expectancy, which can also reduce ...

When leaving a job, deciding what to do with your 401(k) is crucial. With various options available, each with its own ...

Roula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter. Joint-life annuity rates have climbed to their highest level since the global financial crisis in 2008 ...

My wife has opted for a joint life annuity. Is this a cheaper and safer option than an investment-linked living annuity? It depends on what is more important to you. For example, you can decide ...

If you have money in retirement accounts, you may have to start taking required minimum distributions, or RMDs, when you turn ...

The IRS determines the amount each year based primarily on the year-end value of your account divided by your life expectancy. (See this RMD minimum distributions table for more details.) ...

There's still every reason to make the most of every dollar at this later stage of life, and you've got plenty of ways to continue doing so.

The Required Minimum Distribution is one of the most frustrating aspects in the financial arena and arguably one of the least ...

Let me fill in the joint ... RMD. And IRAs are the best, traditional IRAs—this is where you want to keep some and not convert—traditional IRAs are the best assets to give to charity both ...