If you’re an employee thinking about how to save for retirement, individual retirement accounts, known as IRAs, are worth ...

“This can be used as a short-term, interest-free loan, but if not repaid in full within the timeframe, the withdrawal is treated as a taxable distribution and may incur a 10% early withdrawal penalty ...

I encouraged my wife to take a $40,000 Roth conversion in a lower tax year. Even though she has another Roth IRA at a ...

Not only could you get a tax break, but the compounding effect over 35 years could turn the average refund into nearly ...

Learn why homebuyers who need to come up with upfront costs like down payments should consider carefully before using ...

Taking money out of a Roth individual retirement account without triggering income taxes or penalties is trickier than you ...

LendingClub CDs offer high rates and no fees, but are they the right move right now? Learn from my experience and see if locking in a rate makes sense for you.

Explore PenFed CD rates. PenFed is a credit union that permits anyone in the United States to open CDs. Explore CD options ...

As of September last year, $8.9 trillion was sitting in 401(k) retirement accounts, according to the Investment Company ...

Some older investors need to start planning now for a financial move that needs to be completed before the end of this year.