Under normal circumstances, IRAs can’t be transferred or gifted to a new owner, but divorce is an exception. IRAs can be ...

RMDs: Beginning at age73 (or 75 if you were born in 1960 or later), you must begin taking RMDs from your 401 (k), even if you ...

Saving for retirement can be very difficult for married spouses who stay home to care for family or otherwise have little ...

If you can save some of your graduation cash, a Roth IRA offers a unique chance to grow your money 100% tax-free for years—but it’s an opportunity with a limited window.

Another way to reduce your taxable income is by contributing to a traditional IRA. The maximum contribution is $7,000 in 2025 ...

While Vanguard's newly released "How America Saves" yearly report reveals that Americans' 401 (k) savings rates are at record ...

If you're worried that long-term care costs will drain your retirement savings, consider a personalized retirement plan that ...

Social Security privatization refers to a proposal that shifts the current government-run system to one where a portion of ...

Explore the advantages of a Roth IRA, a flexible retirement savings account that enables tax-free growth and withdrawals. Find out how to harness the power of compound interest and build a tax-free ...

A recent Gallup study showed that 40% of Americans don't have retirement savings. Financial experts weighed in to offer ...

Dear Quentin, When I leave my job, would I be better off taking a $61,000 lump sum to roll over into an existing IRA or, ...