Achieving a perfect 850 credit score takes decades. But you can copy the same habits and still get top loan rates and credit cards.

In order to determine which states had the highest and lowest credit scores, WalletHub compared the average credit scores of residents in all 50 states using TransUnion data in October 2025.

People with top credit scores have multiple cards, keep utilization tiny, payments perfect, and their credit history strong ...

Is an 850 credit score worth chasing? See why perfect credit does not unlock better deals than an excellent score -- and what ...

JPMorgan CEO Jamie Dimon said a temporary interest rate cap could limit credit access for millions of Americans.

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

A few days ago, President Donald Trump staked a claim to the "affordability" issue by demanding that banks cap their credit ...

A strong credit score can be the key to major financial purchases and affordable loans, but some states saw notable declines that created a "perfect storm" for Americans’ wallets, according to a ...

Credit scores were down across the country over the past year. Missed payments could be one big reason why. Credit scores have dropped in all 50 states over the past year, as credit card balances ...

Minimum credit score requirements for business loans vary by lender and loan type Written By Written by Staff Loans Writer, Buy Side Emily Sherman is a staff loans writer for Buy Side, covering ...

Credit score rules for mortgages are changing in 2026, which may help first-time homebuyers. For years, the minimum FICO score to get a loan for most borrowers has been 620. Now, companies that ...

The average VantageScore credit score was 701 in October, within a scale of 300 to 850. That's steady from a month earlier, and down just one point from October 2024. VantageScore CEO Silvio Tavares ...