The Fair Credit Reporting Act (FCRA) is the federal law regulating the collection of consumers’ credit information and access ...

Massive cuts by the Trump administration have seriously diminished the Consumer Financial Protection Bureau's (CFPB) oversight of credit bureaus, according to a new ProPublica report. Launched in the ...

The major credit reporting companies that help determine your ability to obtain a loan, buy a house, or get a job are urging the Trump administration to hide consumer complaints about their potential ...

The change in loan servicers caused nearly 2 million duplicate student loan records to appear on borrowers' credit reports, while hundreds of thousands of borrowers' credit scores were reported ...

Recently, the U.S. District Court for the Northern District of Illinois denied a joint motion to dismiss filed by three credit reporting agencies in a case involving alleged violations of the FCRA.

On Dec. 19, 2025, Governor Kathy Hochul signed Senate Bill S03072 (the Amendment) into law, amending the New York State Fair Credit Reporting Act to restrict the use of consumer credit history for ...

Key insight: A new survey of consumer credit companies revealed deteriorating business conditions in the third quarter, and signs of increasing stress among some consumer segments. What's at stake: ...

Operating as a CRA enables Spinwheel to provide the highest standards of compliance, security, and data governance for financial providers while also offering strong protections for consumers ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Find my match Take a Financial Relief Quiz. Get matched with an Authorized Partner. It’s completely normal to finance a big ...

A “faulty” transfer of student loan accounts from Nelnet to Mohela in 2023 led to “millions of consumer credit reporting errors,” lawmakers say in a new letter to government agencies reviewed by CNBC.