Taking money out of a Roth individual retirement account without triggering income taxes or penalties is trickier than you ...

Here's a closer look at how Roth IRA distributions work. You can withdraw Roth IRA contributions tax- and penalty-free at any time because you paid taxes on these funds in the year you contributed ...

Roth IRAs, on the other hand, do not offer a tax break on contributions. Instead, they offer tax-free gains and withdrawals, ...

You can cut through the confusion of whether a Roth IRA or Traditional IRA will be your best bet by asking yourself six ...

If you put $5,000 into a Roth IRA and want to take it out two months later, you can do so without tax or penalty if you meet the qualifying requirements for withdrawals. However, the earnings ...

If you have a Roth IRA retirement account, though, it can be used as a source of funds for that all-important part of the ...

Life gets busy, and investment advice can sound like buzzing in your ears after a while. That's especially true if you're ...

Planning for retirement is one of the most important financial decisions you’ll make in your lifetime. Among the many options available, Traditional IRAs and Roth IRAs stand out as two of the most ...

If your child has earned income, they can contribute to a Roth IRA. Opening a Roth IRA for kids can significantly change ...

Unlike a traditional IRA, there is no timestamp for when you must start making Roth withdrawals. You can wait longer to access the cash, or even leave money in the account forever so it passes to ...

If you converted money from a traditional IRA into a Roth IRA, you can't take it out penalty-free until at least five years after the conversion. Roth IRAs also let you leave your money untouched ...

A Roth IRA is a retirement savings account that allows you to contribute after-tax dollars. You can enjoy tax-free growth during retirement. Withdrawals are eligible to be tax-free as long as the ...