Before you borrow, it helps to understand the biggest factors that determine what rate you’ll pay. Here are key things you ...

Personal loan rates ticked up again this week. The average APR for a 3-year loan rose to 13.73%, while 5-year rates climbed to 19.87%. The Fed is expected to cut rates at its next meeting on Sept. 17, ...

Average personal loan interest rates remain elevated, with the lowest rates available to those with strong credit. Compare offers from multiple lenders to get the best interest rate. Many, or all, of ...

Personal loan rates inched higher this week for both 3-year and 5-year terms. The average APR for a 3-year loan rose to 13.71%, while 5-year rates climbed to 19.33%. A rate cut is expected at the ...

If you need to borrow quickly without putting up collateral, you have two realistic choices: personal loans and credit cards. In recent years, however, borrowing with credit cards has become much more ...

Americans are facing rising debt levels. Household debt balances reached $18.8 trillion in the fourth quarter of 2025, with total household debt increasing by $191 billion just in Q4 2025.

Some borrowers are turning to personal loans to refinance credit card debt. Those loans are expected increase nearly 6% this year, TransUnion forecasts ...

Application and funding times for personal loans vary by lender type and other factors, but you can take steps to speed up ...

The average interest rate on 10-year fixed-rate private student loans moved up last week. For borrowers pursuing private loans to fill in gaps to pay for higher education expenses, ...