Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of ...

Finding the perfect withdrawal rate is something that all prospective retirees should do well ahead of time. Undoubtedly, the ...

Is it time to throw out the 4% rule and give your retirement paycheck a raise? Can retirees withdraw 5% annually and still ...

An ex-employee recently learnt the hard way that, by defrauding her former employer, she may not only have to face charges ...

Bill Bengen, the creator of the 4% rule, shared eight customizable elements every retiree should consider when creating a ...

I’m working hard to build retirement savings for a few reasons. First, I’m well aware that Social Security might have to cut ...

Perhaps the best way to limit your risk during a recession or bear market is to double-check that your asset allocation is ...

Negative returns are more harmful early in retirement than later, according to a 2024 report from Fidelity Investments.

Most people's default way to save for retirement is a 401 (k) because it's offered through their employer and can be done ...

As per the PFRDA notification, the UPS scheme will apply to all those central government employees who are already enrolled ...

The Dutch government has postponed the introduction of the ‘bedrag ineens’ (lump-sum amount) pension withdrawal option until ...

Explore the tax benefits of reverse mortgages, including strategies for Roth conversions and delaying Social Security.