Have trouble thinking long-term when it comes to investing? Try CDs. Feb. 18, 2010— -- Banks offer certificates of deposit with interest rates depending on how long you are willing to park your ...

If I were putting money into certificate of deposits (CDs) right now, I wouldn't wait. The Fed is expected to start cutting rates later this month, and once that happens, today's best CD yields will ...

Don't open a CD just because rates are expected to drop soon. Settling for a subpar APY could cost you hundreds or thousands of dollars. Make a plan for your CDs' maturity dates so you have full ...

High-yield savings account: According to DepositAccounts.com, as of January 2026, the top-yielding 1% of high-yield savings accounts offer an average of 3.86% APY, while the top average CD yield is ...

Certificates of deposit (CDs) are a smart, safe way to earn interest on your savings, offering guaranteed returns with FDIC insurance up to $250,000. Looking for a secure place to grow your savings?

Learning when to save and invest can help you protect your money, grow your wealth and reach short‑ and long‑term financial ...

Why hire a financial advisor who will take around 1% percent of your assets per year when you can get a certificate of deposit (CD) at over 5% with no fee? That alone amounts to a 6% return on your ...

Average CD rates have been declining month-over-month during 2025, according to Federal Reserve data — and yet there are still some good offers hanging on, some of which pay 4% and up. (You can see ...

Want the biggest possible returns? Here's a look at how much you could earn with one of today's top CDs -- and some other worthy options. Kelly is an editor for CNET Money covering banking. She has ...

A laddering strategy can offer low-risk, predictable returns that will help you keep up with — or beat — inflation, while protecting your money during volatile markets and helping you meet your near- ...

If you're considering investing in a certificate of deposit, you should check out a recent Federal Citizen Information Center's "publication of the week," titled ...