Auto refinance rates start below 5% for borrowers with excellent credit, but others might still find competitive rates ...

Bad credit can be a barrier to being approved for a car loan or for getting favorable terms. Fortunately, even if your credit history has some blemishes, you still have options from banks, credit ...

You know your credit score affects mortgage rates and credit card approvals. But car insurance? In most states, insurers use your credit to calculate premiums—and it matters more than you think. More ...

Your credit score is one of the most important factors lenders look at when deciding how much interest to charge on your auto loan. Avoid unpleasant surprises by finding out your score before you ...

Several states are moving to ban a common practice that discriminates against Americans with poorer credit history.

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Many drivers think the cost of car insurance depends mostly on your driving record. But increasingly, car insurers also include other factors that have nothing to do with driving. Consumer Reports got ...

Car loans are one of the most common types of debt among consumers in 21st-century America. While auto loans are not as common as credit cards, the majority of Americans (62%) have an auto loan in ...

Understand the score that insurers use to predict risk and help set your auto and homeowners insurance rates Written By Written by Insurance Deputy Editor, Buy Side Jennifer Lobb is a staff editor at ...